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We pro­vide gen­eral infor­ma­tion & dis­cus­sion to promote broad consumer understanding and knowledge about various health related topics.
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The 2018 Life Insurance Barometer study revealed 78% agree that preparing financially for life’s unknowns is a way to show your loved ones you care. This makes February and Valentine’s Day a perfect time to remind clients to protect loved ones through proper life insurance planning. See a few ways below on how to share this message with your clients and prospects.


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November 18, 2018 Sonia MedranoUncategorized0

Medical Exams and Services is pleased to announce it’s the support of the Life and Health Insurance Foundation (LIFE), a nonprofit organization dedicated to helping consumers make smart insurance decisions. “We want to facilitate a stronger awareness of the importance of life insurance by promoting the LIFE Foundation’s cause. Sharing their mission and real-life stories with our customers, employees and independent contractors will help us achieve this worthwhile goal,” states Sonia Medrano, President of Medical Exams and Services. We all play such an important and crucial role in the experience of every insurance applicant to whom we provide an examination. The Life Foundation reminds us of the extraordinary effect we have in the overall big picture of the life insurance exam process.


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Life Insurance Awareness Month: The value of knowing your loved ones are protected

September is Life Insurance Awareness Month. Now, more than ever, it’s important to remind the public of the value of life insurance. According to the 2017 Insurance Barometer study, 41% of Americans still do not have any life insurance. With the nonprofit foundation Life Happens*, we are committed to educating individuals on the necessary steps to protect their family with life insurance.


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Did You Know: Chronic disease is on the rise, in 2015
191 million Americans had at least one chronic disease, and 75 million had two or more.

Incorporating a health exam into the life insurance application process helps insurers identify unknown or undiagnosed conditions in applicants. Oftentimes, applicants are unaware they are at risk of a serious disease and, as a result, do not disclose that on the medical history portion of the application. In a recent study conducted by ExamOne, it was found that non-disclosure of heart disease was nearly 94% in male applicants.


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